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VA Refinance

Learn all about streamlined VA refinance

An Interest Rate Reduction Loan, or VA Streamline Refinance, allows you to refinance your current mortgage to a lower interest rate.

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Military homebuyers have access to one of the most unique and powerful loan programs ever created. The VA loan program has helped more than 18 million veterans become homeowners since World War II.

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FAQ

VA Refinance Question & Answer

Q

We had a VA loan now our house is in forclosure status, do we qualify for a refinance so we can stay in our home?

Asked by Zena Hamilton from FL - Asked Jan 30 2013, 8:29 AM.

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Q

We applied for a streamline refinance loan and were approved, We are not sure if it's worth it . We will be going from 1450 a month at 4.50 rate to 1305 at 3.58 rate . We were looking for lower payment a month but had expected the new monthly payment to be much better than this offer.What do you suggest....Thank You

Asked by Martha Velez from 00 - Asked Nov 10 2012, 9:01 PM.

Best Answer: if it one point (I would count this as a point) it is worth it if rates go down you can do it again

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  • Cheryl Graham says
    at 07/24/2013 8:36 PM Jul 24

    if it one point (I would count this as a point) it is worth it if rates go down you can do it again

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Q

Do you require a credit check for a streamlined refi?

Asked by Brian L - Asked Aug 22 2012, 10:23 PM.

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Q

Asked by Jeff from VA - Asked Jul 25 2012, 2:25 PM.

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Q

Are you Amerigroup?

Asked by Deven Fredericks from WA - Asked Apr 20 2012, 8:16 PM.

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Q

I am a veteran. I currently have a conventional loan on my home. I want to refinance through a VA loan. I have used my VA benefits before to purchase a manufactured home (since paid off). Can I refinance my conventional loan to a VA refi loan?

Asked by David from FL - Asked Mar 21 2012, 3:33 PM.

Best Answer: Hi David - yes it is a possibility. It will depend on equity position, credit, etc. But the VA does have a program to refinance into a VA loan from a conventional.

User comments

  • Dan Stevens says
    at 03/21/2012 3:44 PM Mar 21 2012, 3:44 PM

    Hi David - yes it is a possibility. It will depend on equity position, credit, etc. But the VA does have a program to refinance into a VA loan from a conventional.

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Q

I just refinanced my home with a va loan with cashout. I have a non-va loan on a mobile home that has a high interest rate I would like to refinance to get a lower interest rate.

Asked by Lester Kush from NE - Asked Feb 23 2012, 2:38 PM.

Best Answer: I'd definitely encourage you to reach out to a VA lender to see if you can improve upon your rate! You can get a personalized quote from someone at varefinance.com by calling or filling out the short form.

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  • Dan Stevens says
    at 02/24/2012 10:14 AM Feb 24 2012, 10:14 AM

    I'd definitely encourage you to reach out to a VA lender to see if you can improve upon your rate! You can get a personalized quote from someone at varefinance.com by calling or filling out the short form.

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Q

What is the current interest rate for the va streamline refinance loan?

Asked by Wendell Bolston - Asked Feb 14 2012, 5:29 AM.

Best Answer: It really depends on the type of loan program you are looking at (30 year fixed, 15 year fixed, etc.) If you'd like a personalized quote please give us a call or fill out the quick inquiry and we'll get back to you right away.

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  • Dan Stevens says
    at 02/24/2012 10:11 AM Feb 24 2012, 10:11 AM

    It really depends on the type of loan program you are looking at (30 year fixed, 15 year fixed, etc.) If you'd like a personalized quote please give us a call or fill out the quick inquiry and we'll get back to you right away.

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Q

hello tell me about what is use of this site...

Asked by Ashish from 16 - Asked Jan 04 2012, 4:08 AM.

Best Answer: Hopefully you can learn about the different options available for refinancing a VA loan.

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  • Dan Stevens says
    at 01/05/2012 11:19 AM Jan 05 2012, 11:19 AM

    Hopefully you can learn about the different options available for refinancing a VA loan.

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Q

Upside down in mortgage.... Is it still possible to refi through va

Asked by Stan L - Asked Oct 05 2011, 12:48 PM.

Best Answer:

User comments

  • Chris Robinson says
    at 05/07/2012 11:02 AM May 07 2012, 11:02 AM

  • says
    at 10/05/2011 3:27 PM Oct 05 2011, 3:27 PM

    If you are already in a VA loan, you have a decent chance still of being able to do a streamline refinance. The VA does not look at the value of the house, although many lenders may consider this. So checking with a couple lenders is a good idea to see if you have a good option. If you do not have a VA loan currently and you are upside down, the VA won't be much help at the present. They will require an appraisal supporting the value of the loan for someone that does not currently have a VA loan.

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