VA Refinance Question & Answer

Q

hello tell me about what is use of this site...

Asked by Ashish from 16 - Asked Jan 04 2012, 10:08 AM.

Best Answer: Hopefully you can learn about the different options available for refinancing a VA loan.

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• Dan Stevens says
  at Jan 05 2012, 5:19 PM

  Hopefully you can learn about the different options available for refinancing a VA loan.

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Q

Upside down in mortgage.... Is it still possible to refi through va

Asked by Stan L - Asked Oct 05 2011, 5:48 PM.

Best Answer: If you are already in a VA loan, you have a decent chance still of being able to do a streamline refinance. The VA does not look at the value of the house, although many lenders may consider this. So checking with a couple lenders is a good idea to see if you have a good option. If you do not have a VA loan currently and you are upside down, the VA won't be much help at the present. They will require an appraisal supporting the value of the loan for someone that does not currently have a VA loan.

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• says
  at Oct 05 2011, 8:27 PM

  If you are already in a VA loan, you have a decent chance still of being able to do a streamline refinance. The VA does not look at the value of the house, although many lenders may consider this. So checking with a couple lenders is a good idea to see if you have a good option. If you do not have a VA loan currently and you are upside down, the VA won't be much help at the present. They will require an appraisal supporting the value of the loan for someone that does not currently have a VA loan.

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Q

I have a manufactured home. I want to refinance for enough to take out the original loan of $106K

Asked by Jerry Golden from OR - Asked Oct 04 2011, 10:15 PM.

Best Answer: The VA allows loans on manufactured homes. However, lenders sometimes do not lend on manufactured homes because of their own preference, and not the VA's. It would be a good idea to ask a few lenders their policy on manufactured homes while you are looking into refianncing.

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• says
  at Oct 05 2011, 8:33 PM

  The VA allows loans on manufactured homes. However, lenders sometimes do not lend on manufactured homes because of their own preference, and not the VA's. It would be a good idea to ask a few lenders their policy on manufactured homes while you are looking into refianncing.

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Q

I want to refinance my existing VA home loan. I have a 2nd fixed mortagage. Do I have to pay off the 2nd? Also, is the VA funding fee fixed and there is no way around it, even if I am refinancing only?

Asked by Vickie Figueroa from WA - Asked May 19 2011, 5:05 PM.

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Q

we have a mobile home and we want to refiance , we have had a bankrupsy over 3 yrs ago.

Asked by John from KY - Asked Apr 22 2011, 4:27 PM.

Best Answer: There will be some lenders that can help with a loan on a manufactured home. Not all are able to do it, however.

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• Dan Stevens says
  at Apr 26 2011, 2:07 PM

  There will be some lenders that can help with a loan on a manufactured home. Not all are able to do it, however.

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Q

My mobile home is paid for. My question is: Can I still borrow to consolidate my bills into one payment for ten months? I draw DIC from my husband. Thank You

Asked by Ada L. Cauley from LA - Asked Apr 17 2011, 6:19 PM.

Best Answer: wondering since I am a vetern, could I get a loan to consoidate my credit card bills. Since I own my home and don't have any mortgage.

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• Jesse Amaya Sr. says
  at Jan 14 2012, 9:09 PM

  wondering since I am a vetern, could I get a loan to consoidate my credit card bills. Since I own my home and don't have any mortgage.

• Dan Stevens says
  at Apr 26 2011, 2:08 PM

  That can be done by some VA lenders, however, some will not be able to lend against a manufactured home due to their own restrictions.

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Q

just checking to see if i what are my chances of getting a nother house thats all

Asked by Reginald Jones from PA - Asked Mar 29 2011, 10:17 PM.

Best Answer: Contacting a VA lender such as the ones at National Bank of Kansas City will definitely be a good start to finding this out.

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• Dan Stevens says
  at Apr 26 2011, 2:08 PM

  Contacting a VA lender such as the ones at National Bank of Kansas City will definitely be a good start to finding this out.

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Q

I am a Retired Veteran

Asked by Enrique Huerta from LA - Asked Mar 29 2011, 8:33 PM.

Best Answer: That would make you eligible for a VA loan.

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• Dan Stevens says
  at Apr 26 2011, 2:11 PM

  That would make you eligible for a VA loan.

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Q

What is the current interest rate on a refinance loan?

Asked by John Urias from CA - Asked Mar 27 2011, 3:37 AM.

Best Answer: Do we we have to have the loan with the same bank or we can refinance VA streamline with any bank? Thanks

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• Mark Coppock says
  at Sep 20 2011, 5:03 PM

  Do we we have to have the loan with the same bank or we can refinance VA streamline with any bank? Thanks

• Jose Pina says
  at Apr 01 2011, 7:48 PM

  refinance Va loan what is the current interest rate. Panama City, FL with no appraisal on home all fees rolled into the loan.

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Q

What is the current interest rate on a VA loan

Asked by Enrique Jean from CA - Asked Mar 23 2011, 3:57 AM.

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