VA Loan News Updates!
Recent News Updates
February 2nd, 2008
Late Payment History
March 3rd, 2008
Investment Property Loans
April 15th, 2008
Debt to Income Ratio
May 20th, 2008
Selling a VA Home
VA Loans and bad payment history
While the VA is more flexible than most other loan options available today, the worst thing a potential home buyer can do is have a recent history of not paying bills on time.
The VA primarily is looking at the last 12 months payment histories. If a borrower with less than perfect credit can keep everything in order for the preceding 12 months then the odds of loan approval can increase dramatically.
If you are looking to buy a house in the near future, taking extra care in paying all bills on time is well worth the effort. Check out similar questions in our FAQ section.
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