Clear, educational articles written for veterans and military families — covering VA IRRRL, Cash-Out Refinance, VA purchase loans, and more.
The VA and CFPB have both warned veterans about misleading refinance solicitations. Learn the red flags of predatory VA loan offers and how to protect yourself from lenders who profit at veterans' expense.
The VA Cash-Out Refinance comes in two types. Type I keeps your loan balance at or below the payoff amount. Type II increases it. Understanding the difference can help you choose the right approach — and avoid surprises at closing.
Comparing the VA IRRRL to a conventional refinance? Understand the key differences in appraisal requirements, income documentation, closing costs, and long-term savings before you decide.
Before you can refinance a VA loan, you must meet specific seasoning requirements. Learn the 210-day rule, the 6-payment rule, and how the waiting period differs between the VA IRRRL and VA Cash-Out Refinance.
Learn how the VA Interest Rate Reduction Refinance Loan (IRRRL) works, who qualifies, and how much veterans can realistically save by refinancing their VA loan.
Understand how the VA Cash-Out Refinance works, what you can use the funds for, how it compares to the VA IRRRL, and what veterans should know before applying.
Before you refinance your VA loan — or decide not to — make sure you understand these five critical facts that every veteran homeowner should have.
Ready to put your knowledge into action? Explore the VA loan programs that may apply to your situation.