Terms of Use

By using VARefinance.com, you agree to these terms. Please read them before relying on any content or tools on this site.

Educational Purpose Only

All content on VARefinance.com — including articles, guides, FAQs, and interactive tools — is provided for informational and educational purposes only. The site is designed to help veterans and military families understand how VA loan refinancing programs work, what the eligibility requirements are, and how to evaluate their options.

Nothing on this site constitutes a loan offer, commitment to lend, or solicitation of any kind.

Not a Lender or Mortgage Broker

VARefinance.com does not originate mortgage loans, take loan applications, or engage in any mortgage lending or brokerage activities. We do not connect veterans with lenders, collect application information, or earn fees from any financing transactions. If you want to apply for a VA loan or refinance, you will need to work directly with a VA-approved lender.

Not Affiliated with the VA or Any Government Agency

VARefinance.com is an independent private website. It is not affiliated with, endorsed by, or operated by the U.S. Department of Veterans Affairs, the Department of Defense, or any other government agency. VA loan eligibility and program details are determined by the VA — not by this site.

For official VA loan information, visit benefits.va.gov.

Not Financial, Legal, or Tax Advice

The content on this site is general in nature and does not account for your individual financial situation, credit profile, tax circumstances, or legal needs. Nothing on VARefinance.com should be construed as financial advice, legal advice, tax guidance, or a recommendation to take any specific action.

Before making any refinancing or financial decision, consult with a qualified mortgage professional, financial advisor, attorney, or tax advisor who can evaluate your specific circumstances.

Accuracy Disclaimer

We strive to keep all content accurate, current, and consistent with VA guidelines and industry practice. Every article is reviewed for factual correctness before publication. However, mortgage rules, VA program requirements, interest rates, lender policies, and regulatory requirements change frequently — sometimes without advance notice.

Information on this site may not reflect the most recent changes. Always verify any information with your lender, the VA, or another authoritative source before acting on it. VARefinance.com is not responsible for decisions made based on content that has since become outdated.

Calculator and Tool Disclaimer

Interactive calculators and estimation tools on this site are provided for educational purposes only. Results are based on inputs you provide and general assumptions — they are not loan quotes, rate guarantees, or pre-approvals. Actual loan terms, interest rates, closing costs, and savings will vary based on your credit profile, property value, lender, and market conditions at the time of application.

Use calculator results as a starting point for your own research, not as the basis for a financial commitment.

Use of This Site

You may use VARefinance.com for personal, non-commercial purposes. You may not reproduce, republish, or distribute site content for commercial purposes without written permission.

All content on this site — including text, design, and graphics — is the intellectual property of VARefinance.com unless otherwise noted. Unauthorized use is prohibited.

This site is provided “as is” without warranties of any kind. VARefinance.com is not liable for any damages arising from your use of the site or reliance on its content. You use this site at your own risk.

Changes to These Terms

We may update these terms from time to time. The “Last updated” date at the top of this page reflects when changes were last made. Continued use of the site after any update constitutes acceptance of the revised terms.

Contact

Questions about these terms can be directed to contact@varefinance.com.