Privacy Policy

VARefinance.com is an independent educational resource for veterans and military families. This page explains what data we collect when you visit the site, how we use it, and how we handle it. We have written this in plain language rather than legal boilerplate because we think you deserve to understand it.

VARefinance.com is not affiliated with the Department of Veterans Affairs, any government agency, or any mortgage lender.

What Data We Collect

We currently collect only basic analytics data through Google Analytics (GA4). This includes information such as which pages were visited, how long visitors spend on the site, what device and browser were used, and the general geographic region of the visitor (country/region — not precise location).

We do not collect:

• Names, email addresses, or any contact information
• Financial information of any kind
• Data submitted through forms (the site does not currently have active contact or lead forms)
• Any information that directly identifies you as an individual

How We Use Data

Analytics data is used solely to understand how visitors use the site — which articles are most useful, how people navigate between pages, and where we can improve content. We do not use this data for advertising, remarketing, or any commercial purpose beyond improving the site itself.

Third-Party Services

We use Google Analytics (GA4) to collect anonymized usage data. Google's data collection and privacy practices are governed by Google's Privacy Policy.

We do not sell visitor data to any third party. We do not share data with advertisers. No data collected through this site is used to target you with ads on other platforms.

Cookies

Google Analytics places cookies in your browser to distinguish unique visitors and sessions. These are analytics cookies only — they are not used for advertising or cross-site tracking.

You can opt out of Google Analytics tracking using the Google Analytics Opt-out Browser Add-on, or by adjusting your browser's cookie settings. The site functions fully without analytics cookies enabled.

Future Data Collection

This site does not currently have active email signup forms, contact forms, or lead generation features. If those features are added in the future, this privacy policy will be updated to describe what data is collected, how it is stored, and how it is used — before those features go live.

Contact

If you have questions about this privacy policy or how data is handled on this site, you can reach us at contact@varefinance.com.