Editorial Policy

VARefinance.com covers VA loan refinancing programs for veterans, active-duty service members, and military families. Because the decisions veterans make based on this content can have real financial consequences, we hold ourselves to a high standard for accuracy and clarity.

Our Review Process

Every article published on VARefinance.com is reviewed for mortgage accuracy by a mortgage industry professional before publication. Content is drafted, independently reviewed for factual correctness, and corrected before it goes live. When errors are identified after publication — whether through reader feedback or our own review — they are corrected promptly, without altering the publication date.

Sources

We cite primary sources wherever possible, including VA.gov program pages, VA circulars and lender bulletins, federal legislation, and CFPB resources. We take care to distinguish between VA policy — which applies universally — and lender-specific overlays, which vary by institution. Where a rule is a lender requirement rather than a VA requirement, we say so explicitly.

Keeping Content Current

Mortgage rules, VA funding fee rates, and program requirements change. We review content periodically and update it when material changes occur. Time-sensitive content — such as funding fee tables and loan limit information — is refreshed at least annually. If you spot information that appears outdated, please contact us at contact@varefinance.com.

Editorial Independence

VARefinance.com is an independent educational resource. We do not originate loans, accept advertising, or participate in affiliate or lead-generation programs. Our content is not influenced by any lender, servicer, or financial institution. See our Advertising & Affiliate Disclosure for full details.

What We Cover

Our content focuses on the VA IRRRL (Streamline Refinance), VA Cash-Out Refinance, VA home purchase loans, and closely related topics — eligibility, costs, program requirements, and how to evaluate refinancing decisions. We do not cover non-VA mortgage products except where direct comparison helps veterans understand their options.